Dave: Fast Cash & Banking 3.56.0

Dave, Inc – Freeware – Android iOS
out of 693362 votes

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Enhance your financial situation with Dave. Enjoy the convenience of receiving up to $500, immediate cash availability, reduced fees, and more.

<ul>
 <li>ACQUIRE $500 IN 5 MINUTES OR LESS</li>
</ul>
Alleviate stress by accessing an ExtraCash™ advance of up to $500. No credit checks, interest charges, or late fees.
For further details, please access dave.com/extra-cash-account.

<ul>
 <li>EXTRACASH™ 101</li>
</ul>
The ExtraCash™ account allows you to obtain an ExtraCash™ advance of up to $500 in times of need. Your eligibility for the amount you can receive is refreshed daily. Factors such as your income history, spending habits, and at least 3 recurring deposits determine your eligibility. Upon taking an advance, you commit to a payment date for settling your outstanding balance.

<ul>
 <li>ACCESS YOUR CASH INSTANTLY</li>
</ul>
By downloading Dave, connecting a bank account, opening a Dave account, and transferring funds to your Dave Checking account, you can access up to $500 instantly. Save 40% on express fees. With the Dave Debit Mastercard®, you'll be shopping in no time.

<ul>
 <li>EARN 4.00% APY</li>
</ul>
Maximize your savings with a high annual percentage yield. Begin earning by depositing money into your Dave Checking or Goals account.

<ul>
 <li>GET PAID EARLY</li>
</ul>
Set up direct deposit to receive your paycheck up to 2 days in advance.

<ul>
 <li>SAY GOODBYE TO PESKY FEES</li>
</ul>
Enjoy fee-free banking without hidden charges. Avoid ATM fees at over 38K MoneyPass locations.

<ul>
 <li>SAVE EFFORTLESSLY</li>
</ul>
Start saving effortlessly towards vacationing, down payments, or securing a brighter future with a Goals account. Establish recurring deposits to steadily grow your savings.

<ul>
 <li>MAKE MONEY ON THE SIDE</li>
</ul>
Discover part-time opportunities, gig jobs, remote work, and more through our Side Hustle board. Alternatively, take surveys that offer instant payouts to your Dave Checking account.

<ul>
 <li>OUR MEMBERSHIP FEE</li>
</ul>
Access our suite of features, including ExtraCash™, Goals, and Surveys by paying a small monthly membership fee.

If you have additional inquiries, please contact us via email at support@dave.com.

Disclosures related to the Dave app:

<ol>
 <li>Evolve Bank and Trust, Member FDIC, is the provider of the ExtraCash account. Advances are subject to eligibility requirements and function as overdrafts with negative balances in the ExtraCash account. Fees apply for instant transfers to a Dave Checking Account.
 </li>
 
 <li>Fees are applicable to instant transfers.</li>
 
 <li>The usual express fee for transferring an ExtraCash advance to a Dave Checking account is 3% (minimum $3), which is 40% lower than the fee for transferring to an external debit card.
 </li>

<li>Rates are valid as of 8/1/23. Interests and annual percentage yields (APY) are variable and subject to change at any time at our discretion. Minimum deposit or balance requirements do not apply. Account fees may impact earnings.
 </li>

<li>The timing and availability of payroll files affect early access to direct deposit funds can provide funds up to 2 business days before the scheduled payment date.
 </li>

<li>Out-of-network fees may be charged.
 </li>
</ol>

Please refer to the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for detailed information on account terms and fees.

Dave is designed by not a bank but Evolve Bank & Trust, Member FDIC that provides banking services and issues the Dave Debit Card under a Mastercard license.

All trademarks and brand names mentioned herein belong to their respective owners and do not imply any form of endorsement. Our physical location: 1265 S Cochran Ave, Los Angeles, CA, 90019.

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